Thursday, August 21, 2008
Life's many pitstops, and the hotdog and big chug that inevitably comes with it
What: Gas
Amount Spent: $90.19
What: Back-to-school essentials
Amount Spent: $54.50
What: Car registration renewal
Ah, life's annoying but inevitable expenses. Luckily, the end is near. The gas fill-up was probably my last of the summer before going back to school. I've had my errands this week but my tank is still on "full"--good sign there. I drive once more today, and then back up to Miami on Saturday. Then it's hibernation time for the ol' Malibu while I enjoy the perks of on-campus living. Thankfully, gas is back down to around $3.50 a gallon and so happily, the pump treated me with some mercy. Let's hope that $60 fill-ups are a thing of the past...for now.
The $90 explains itself. Going back to college is just EXPENSIVE. I've tried to economize, but I really don't have a say in the matter anymore. There are just some things you need--like shampoo, paper towels, plastic forks--that unfortunately cost money. In an attempt to be frugal, my brother and I bought all of our essentials in one trip to Wal-Mart, hopefully saving gas and a fragment of the ozone layer. Plus, it's Wal-Mart. There's a reason why people protest it: cheap stuff.
And finally, I was sorta coerced by the law into getting my vehicle's registration renewed. Sorry. Otherwise, some nice policeman might feel it's necessary to slap me with quite a large fine. No one wants that. Too bad responsible driving involves such large yearly fees. Well, maybe $50 only feels expensive because I just bought the whole darn car a few months ago. Who knows, but at least that money can go toward feeling a little bit better about my civic virtue. Score.
Wednesday, August 13, 2008
School Shopping
Cost: ~$70
Ah shopping for books. A necessary evil. Much like the past three years, I find myself once again in need of a large amount of novels for my various assortment of English classes; however, unlike the past three years, I refuse to be duped by Dubois Bookstore. A chain that dominates the textbook market at Kent State, University of Cincinnati and Miami University, it has continually raped me of my valuable dollars and cents everytime I trudge back to campus in September and January. I usually make a quick trip up to Oxford about a week before school starts--I detest the crowds during the first week, plus I like to get my hands on as many used copies as possible--but this year the high price of gas made the hour drive to and from potentially as expensive as the load I would drop at checkout.
So upon probing my roommate for the hidden secrets of textbook-buying (well, they're not so secret...I'm just oblivious and easily duped), I learned how to figure out which books are required for each and every class I am taking. Oddly enough, you find this invaluable nugget at the Dubois Web site. According to common sense, one would think professors would post this valuable information before classes start on their Blackboard sites. But alas, college (more often than not) is a nonsensical game of hoop jumping and profitering. So I found the list of books I needed and practically jumped with joy after the first read-through. The one journalism course I'm taking this semester was not listed on the site as having reserved any reading materials--a dubious plus at most. I will most likely walk in the first day and upon reading the syllabus, learn that I need to trek my way Uptown to Oxford's tiny copy shop and purchase a "course packet" that is wildly more expensive than any biology textbook in town. But I'm prepared for this. A real reason for joy lay in the fact that I own at least 5 of the novels on the list. It seems that the benefits of English-majoring for the past three years has paid off in a way.
In my last entry, I mentioned dropping some cash at the Ohio Bookstore. I purchased one book for "fun," however I also bought four others that were strictly school-related. Check. I also dropped into my local Half-Price to scour their selection and found one more on my required reading list. Check.
The last stop was Amazon. Several of the books I had to buy from individual sellers, leading me to believe that Dubois was probably enjoying a considerable mark-up due to the relative scarcity of several of the Virginia Woolf novels. Ordering on Amazon can be a tricky game, though. One needs to balance the relatively inexpensive prices from individual sellers (with such dubious condition descriptions as "used--but like new!") with the free shipping you receive if you order from Amazon and your order is more than $25. My order ended up being comprised of $46 from Amazon (sans shipping) and another $25ish from individual sellers (who had cheaper books...oftentimes ones Amazon didn't offer...but each carried at least $4 in shipping fees). It was a hefty order and I still need two more books (they're more literary in nature, rendering them harder to find online and upping the chances that I'm going to need a specific edition only found at Dubois); but overall it was completely worth it. I've spent too many semesters throwing away close to $300 in textbook costs. This year is going to be different.
Tuesday, August 12, 2008
Shame and Spending
I am shamed by a few second-hand wearing hippies out in San Francisco. I know, it all seems rather prosaic but it's true. A group who calls their environmental spurning of consumerism "the Compact," this group actively avoids making not only unnecessary purchases but ALL purchases except for necessities. They live on the barter system and canned plums from their backyard. They attend "Really Really Free Markets" in downtown SF, where a mohawked biker trades free haircuts for tote bags made out of old chip bags. Ok, some aren't that bad but you get the concept. Anyway, I haven't been exactly shamed into joining them but it did make me think about my own consumeristic habits--particularly how bad they are. Now, I'm a frugal person. My mother says I'm positively spartan in a lot of respects, particularly for my age group and the peers with which I surround myself (spoiled, upper-middle-class, white kids at a relatively expensive midwestern college). I don't engage in a lot of the frivolities of my fellow college students, which can include blowing $100 in shots any given week night. I also tend to avoid the obsession with "expensive chic." I'm happy to say that I actively avoid all Apple products except for my 3-year-old iPod, and frankly don't care about wearing $20 jeans. I think I carry myself well in the world of privilege, despite my limited economic status, proving that it's more than easy to fake your way through even the most materialistic culture.
However, the Compact group touched on items that even I take for granted. I wasn't raised to be brand-obsessed, but is it wrong that I enjoy Dove shampoo and conditioner? Am I just a tad too consumeristic when I swear by an elite line of specialized lotions from Bath & Body Works? What about the make-up I picked up last night at Target? It was just bronzer and Lord knows I don't need it, but it's a product that helps me feel good about myself. In a way, products like these DO define us. It's easy to laugh at the girl who carries a $150 purse, or the Apple-devoted who think nothing of dropping $2000 on a laptop. In a way, these people deserve to be laughed at because of their devotion to "trend." But, what about our daily necessities? The things we believe we need, as opposed to the products we actually do need to survive (food, shelter, etc).
Anyway, I felt a tad bad about the whole thing. However, since I can't see myself giving up my shampoo too soon, I was at least shamed back to this blog. I'm not going to list my purchases, like I've done in the past, but I will try my best to recall the myriad of spending that has occured over the past few weeks.
About a week after my boyfriend's birthday, I tried to swear off spending--didn't work. If the "staycation" is this year's hot travel buzzword for the budget minded, for the petit-ami and I, it was the mini-vacation. I left on a Friday afternoon, driving up the Interstate to Detroit. I of course topped off my gas tank the night before, as well as stocked up on snacks for the drive and hotel room. I also stopped at McDonalds so that I would have at least one "real" meal during the 5-hour drive, but immediately regretted that needless expense as simply disgusting. My boyfriend found us a room at a local Mariott (and quite a fancy one if I may say so myself) for $50 a night, a bargain considering the room usually went for $350. Thank you, Priceline.com. We had a delicious seafood dinner at a nice (expensive) restaurant nearby, which included some fruity drinks and an appetizer to commemorate the festive occasion. We then saw Wall-E--which was totally worth the $18 price of admission for both of us. The next morning, we set off for northern Michigan, my boyfriend at the wheel of his car (thank goodness). It was another 4-hour drive north through breathtaking scenery, only to take us to the western shore near Glen Arbor and Sleeping Bear Dunes State Park. We first stopped off at Glen Arbor, a sleepy little tourist town that comes alive in the summer due to the impeccably blue waters of its inland lake. It's also the home of the Cherry Republic, a long-awaited destination for my cherry-loving boyfriend. We spent time and money there (although I did use cash), buying cherry trailmix and candies. I also spent about $40 of my parents' money on gifts for them. We ate lunch at the Republic as well, which was relatively affordable and delicious.
We then left Glen Arbor for the nearby Sleeping Bear Dunes, which cost about $10 for an all-day parking pass. There were no fees for climbing the sand dunes, nor the driving tour which took us right to the banks of Lake Michigan. Around 4:30, we left the coast for Traverse City, a smaller city located about 30 minues from the coast but right on Traverse Bay. We then ate at one of the best restaurants in town, meticulously picked out beforehand, for more seafood. Then, it was back to the Marriott where we promptly passed out from exhaustion. After lunch at Panera the next morning, I left around 1 and was back home that afternoon.
My boyfriend and I split the cost of our psuedo-two-day escape from reality. He paid for the hotel and all the gas, and I paid for the food (at restaurants and on the road) and the movie. It was an almost a 50/50 split, and probably cost us around $200 each. Not bad, and completely worth it.
Upon coming back to reality, I went out shopping for a friend's wedding present. Speaking of which, my boyfriend still owes me $20 for his half. I also bought a dress for the wedding, some jewelry, and a sweater that I fell in love with through a store window. I also rented the last two DVDs of the second season of Big Love, which I had decided upon watching straight through this summer and had left off midway through due to the high cost of DVD rentals. Of course, I have bought gas more than a few times, although I was happy to fill my tank on $3.50 a gallon a few times. Thank goodness for falling crude prices. I have also paid the interest on my student loans, about $180-worth. Of course, I have made my car payment for August (another $180) and am soon to make my insurance payment. I have bought barbeque at a local street festival and bought a stack of books at Ohio Bookstore in downtown Cincinnati (you can't help but buy something if only keep such a tradition alive). Last night, I purchased a slip-cover for my futon, the only reason being I'm tired of its "redness" loudly overwhelming my dorm room. I bought face wipes, absolutely imperative for removing make-up and oil at the end of the day (see what I mean about "necessary" purchases?) I have also purchased, borrowed or collected roughly three-quarters of the novels I need for my classes this semester (all used). As luck would have it, I joyfully discovered I already owned a $40 anthology of sixteenth and seventeenth century literature, saving me precious dollars. I also bought the appropriate wrappings for my said friend's wedding present. I ordered a $50 parking pass for the semester, although that will have to be paid back to my parents later. I bought around $15 in iTunes, making a mix CD so that I would have something new to listen to on the way to Detroit. And I finally got a haircut--$30 that I have been putting off all summer long.
Now, there probably were a few more purchases in there that I have already forgotten. But this is the best representation I can give you right now. I've stuck close with my family this summer, letting them handle most of the expenses I can guilt-trip them into. Of course, I've gotten paid during this time, so I'm not simply a human ATM machine. I still have many more expenses to address until school, but rest assured, you will be the first to know of it.
Monday, July 28, 2008
Interesting article
Oh, and before I forget, there will be another long entry soon devoted to my recent trip to Detroit and northern Michigan, so be on the lookout for that. I typically stave off consumeristic regret by not recording expensive and multiple transactions in my checkbook until I receive a paycheck (which happens to be this Friday), but I can not avoid my moral obligation--to myself, at the very least--to post it here for all the world to revel in my buying habits.
But again, back to the article. If you click the link, it'll bring you to an article with a creepy photo at the top. I hate to think of my face as a Starbucks logo, but the Nintendo kid is just frightening looking.
Branded
From the New York TimesLate in 2006, pollsters at the Pew Research Center called up 2,000 Americans and asked a simple question: Which products could people simply not live without? Take the dishwasher, for instance — was it a luxury or an ineluctable necessity of modern life? And did they believe they needed, rather than merely wanted, a clothes washer and dryer? How about a home computer, a microwave oven, high-speed Internet service and air-conditioning? Yes, yes, yes and yes, the nation nodded in assent. In just about every product category, Americans’ self-professed needs had ballooned since the hand-to-mouth 1990s. Not long ago, we thought of the cellphone as a high-class extravagance; nowadays, we feel naked without it.
That we are, as a nation, consumed by consumerism will surprise few.
Wednesday, July 16, 2008
I need a raise
What: iTunes songs
Money Spent: $79.88
What: Ralph Lauren polo shirt
Money Spent: $66.56
What: Nautica cologne set
Money Spent: $69.06
What: Groceries
Money Spent: $13.00
What: Drinks (one martini, a seven-and-seven, and a vodka gimlet)
Money Spent: $43.78
What: Dinner at Brazenhead
Money Spent: $35.00
What: Gas
Money Spent: $27.94
What: Gas
Frankly, I don't want to talk about it. Since July 1, I've spent over $500. It was worth it because items two through five were dedicated to my boyfriend's 21st birthday (and I don't regret a single penny because he deserves it), but the buck really DOES stop here. I'm done. I'll wait to ask for the external hard drive and new laptop battery for my birthday (in September), and I really don't need new clothes. The only thing I plan on buying (for SURE) this summer is a dress for a friend's wedding and a wedding present. Other than that, it's gas and maybe a few extra bucks during a trip to visit the boyfriend in Michigan. *Sigh* I've been waiting so long to write this entry...I've been too scared to even look at my finances. Thank goodness I get paid this Friday.
Wednesday, July 9, 2008
Another month
What: Car insurance
It's due on the 15th, so I gave it a go a little early this time. Oh why not get into the habit of making my payments on time? :)
I must point out, though, that there is a suspiciously missing entry between this and my last. I went out and bought my boyfriend's 21st birthday present last night and I'm sure everyone is just itching to see how much dough I spent and what he got. Unfortunately, I won't let him cheat the system on this one. Since he doesn't get to know until Friday, then YOU don't get to know until Friday. But rest assured, I have plenty to say about the art of gift giving. Stay tuned.
Thursday, July 3, 2008
The last time...I promise
What: Dinner at Mimi's Cafe
Money Spent: around $15
What: the DVD "Amelie"
Money Spent: $3.50
What: Candy and frozen lemonade
I seriously think this is my last bout of heavy spending for at least...a week. At least when it comes to eating out. The story behind this is that my friend is leaving for France in two days. A best friend, I will not see her until our birthdays (my 22nd, her 21st) at the end of September. We obviously needed to have a "girl's night out" before she left, bringing us to Mimi's and two delicious dinners--the leftovers of which we both inconveniently left at the restaurant. I then bought "Amelie" at Best Buy because 1) she had not seen it, 2) it was perfectly French and 3) I had been wanting to buy the movie for a long time (it being one of my favorites). We almost waited in line for ice cream at Greater's but decided to buy our own snacks at Krogers instead. (The candy, just to clarify, is for my desk at work). My friends couldn't have picked a worse time to all be flying the coup for bigger and better adventures elsewhere--all these "going away" dinners are seriously going to break the bank. Seriously, what's wrong with Cincinnati, Ohio?
In the spending forecast, there are some major purchases on the horizen. My boyfriend's 21st birthday is only a week away, requiring me to do some major shopping sometime next week. I will delay posting that purchase, however, since he reads this blog. Then there will be the birthday dinner, etc, etc. Also, I need to start seriously considering buying a latop battery and external hard drive. I found the brand I liked in the Dell flyer, and so now I have a more legit way of researching these Iomega drives without resorting to Amazon. And the orange light is still blinking on the laptop, and so that problem HAS to be addressed before I go back to school in the fall.